(877) 280-5300 Ask for Steven or Karen
Are you a tow truck owner looking for better tow truck insurance, tow licenses or just have a question about starting a new tow truck business in Texas, Oklahoma, Louisiana, Florida, Arizona or Nevada? My name is Steven Goss and I have built this site for tow truck and wrecker owners or drivers. As a Texas tow truck insurance agent that specializes in insuring tow truck operations, I have become somewhat of an expert in your field, even for reposessor's needing repo insurance so I can do the best job I can as your insurance agent. I have built this tow truck and tow truck insurance site to hopefully provide you with more resources and a forum to discuss whatever is important to you.
Texas tow truck and wrecker insurance is very expensive, no two ways about it. I hope you will go with me, a broker, with over 10 markets for tow truck insurance and use a guy that knows the towing business. Oklahoma tow truck laws and regulations are strict, but nothing like Texas and most professional towers are glad. This site helps guide you through all the new Texas and Oklahoma tow laws. Please let me know if you need any other forms or applications I haven't included on this site.
We now offer Nevada tow truck insurance, Arizona tow truck insurance, Louisiana wrecker insurance and also tow truck insurance in Florida on a direct basis which means if you are new in business and just starting your tow business, we have lots of options. If you have had a tow truck or wrecker business with good loss histories, we have some very good deals for you.
We can package your tow truck insurance with some of our insurance companies that let you combine tow truck insurance with insurance needs for your body shop operations, including salvage yards. Texas TDLR now regulates salvage yards and we know how to inexpensively provide you with the general liability insurance TDLR requires on your salvage yard.
Need Texas Tow Truck Information, Towing Applications or Insurance Fast?
Incident Management (IM) Towing Permit – required for any nonconsent tow initiated by a peace officer.
Classifications Of Texas Towing
Each tow truck requires a separate permit.
Each driver requires a license.
Tow truck equipped to tow light-duty or heavy-duty vehicles according to the manufacturer’s
towing guidelines.
Maintain at least $500,000 of liability insurance for the tow truck
Maintain at least $50,000 of cargo insurance for the tow truck
Note: A tow truck with an IM permit may also be used for private property towing and consent towing
Private Property (PP) Towing Permit – required for a tow truck used to perform a nonconsent tow authorized by a parking facility owner
Tow truck equipped to tow light-duty or heavy-duty vehicles according to the manufacturer’s
towing guidelines.
Maintain at least $300,000 of liability insurance for the tow truck
Maintain at least $50,000 of cargo insurance for the tow truck
A tow truck with an PP permit may also be used for consent towing but not for incident management
towing.
Consent Towing (CT) Permit – required to a tow truck used for a consent tow
Tow truck equipped to tow light-duty or heavy-duty vehicles according to the manufacturer’s towing
guidelines.
Maintain at least $300,000 of liability insurance for the tow truck
A tow truck with an CT permit may not be used for nonconsent towing including incident
management and private property towing.
The Act requires TDLR to do a criminal background check of all applicants for an operator’s license beginning in 2008. IM and PP operators will need to be certified by the National Drivers Certification Program of the Towing and Recovery Assoc. of America (or equivalent).
All licenses and permits must renew annually.
Other Steven Goss Insurance Websites:
www.stevengoss.com - Texas and Oklahoma Insurance
www.mrtowtruck.com - Texas - Oklahoma Tow Truck Insurance
www.mrgeneralliability.com - Texas - Oklahoma General Liability
www.friscotexasinsurancequotes.com - Frisco Texas Insurance
www.123sig.com - Texas Home and Auto Insurance
www.888texas09.com - Texas - Oklahoma Auto Insurance
